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Brand Disclosure Terra-X, a flagship brand under Terra Marna Group Ltd, bridges the gap between traditional finance and decentralized finance (DeFi). Our mission is to deliver secure, compliant, and borderless payment infrastructure that enables money to move as freely as information.

In strategic partnership with Alchemy Pay, we connect global merchant networks with instant fiat-to-crypto and crypto-to-fiat payment rails. This collaboration empowers businesses and individuals to transact globally with speed, transparency, and trust.

Risk Disclosure Digital asset transactions, including cross-border payments and crypto-fiat conversions, involve significant risks such as price volatility, technology failures, cybersecurity threats, and regulatory changes. Transactions may be irreversible. Only transact with funds you can afford to lose, and consider seeking independent financial or legal advice.

Legal Disclosure Terra-X is a technology and infrastructure provider. We do not operate as a bank, broker, investment advisor, or fund manager. Terra-X does not provide financial advice, manage assets, or hold custody of customer funds.

All custody, settlement, fiat conversion, and compliance procedures — including KYC and AML checks — are handled by authorized and regulated partners, including Alchemy Pay and licensed liquidity providers.

Terra-X’s role is to deliver the payment gateways, API integrations, and settlement infrastructure that connect users to these regulated entities. All users remain fully responsible for their own transactions and compliance with applicable laws in their jurisdiction.

Acknowledgement of Terms By purchasing, activating, or using a Terra-X payment card, you:

Acknowledge that you have read, understood, and agree to be bound by this Legal Disclosure and the associated Risk Disclosure.
Understand the risks associated with digital asset transactions, including price volatility, regulatory changes, and potential loss of funds.
Confirm that Terra-X is a technology and infrastructure provider, does not hold custody of your funds, and that all custody, settlement, and compliance procedures are performed by authorised and regulated partners, including Alchemy Pay and licensed liquidity providers.
Agree that your continued use of the Terra-X card constitutes ongoing acceptance of these terms and conditions.

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